Est. 2007 · Celebrating 20 Years
Where Payments, Technology & Growth
Drive Your Business Forward
Founded in 2007, 1st Working Capital Group Has Continued to Evolve,
Expanding from Payments into Financial Services, Technology, and Business Innovation.
Our Company Established Its Foundation in Merchant Services and Payment Processing, Developing Relationships with Three of the Largest Associations in the Travel Industry—Including the American Society of Travel Advisors (ASTA), OSSN, and CLIA—and Creating a Referral Relationship with TRAMS/Sabre. These Relationships Helped Us Serve More Than 1,200 Travel Merchants Nationwide.
In 2010, 1st Working Capital Group Expanded into Business Financial Services, Helping Companies Access the Capital They Needed to Operate and Grow. Our Solutions Included Merchant Cash Advances, Lines of Credit, Term Loans, and Other Innovative Financing Options Designed Around the Needs of Growing Businesses.
As the Payments Industry Evolved, So Did We. In 2025, 1st Working Capital Group Expanded and Rebranded Its Payments Business as Surcharge Pros,
Bringing Together Payment Processing and Surcharging Solutions.
Our Family Of Brands
SurPro Labs AI
AI-Powered CRM, Marketing, Automation, and Customer Acquisition Technology.
SurProLabs.ai →
Field Peak Pro
An Integrated Field Service Management Platform Connecting Customers, Operations, Payments, Financing, Banking, and Payroll.
FieldPeakPro.com →
Surcharge Pros
Payments and Surcharging, Consumer Financing, Business Lending, Embedded Banking, Embedded Payroll, and Embedded Financing.
SurchargePros.com →From Payment Processing to AI, Automation, Embedded Finance, and Business Technology, We Continue to Build Connected Solutions Designed to Help Businesses Operate More Efficiently, Convert More Opportunities, and Grow.